UC offers three benefits packages – Full, Mid-Level, and Core – to eligible faculty and staff employees. These benefits packages determine eligibility for Health and Welfare and Retirement plans as follows:
(Postdoc Benefits are managed by the Visiting Scholars and Postdoc Affairs (VSPA) office. Please visit the VSPA website for details.)
| Health and Welfare Plans | Benefits Packages | ||
|---|---|---|---|
| Plan Name | Full | Mid-Level | Core |
| Medical | • | • | |
| Medical-Core | • | • | • |
| Dental | • | ||
| Vision | • | ||
| Basic Life | • | ||
| Core Life | • | • | |
| Supplemental Life (Employee-Paid Life) | • | • | |
| Basic/Expanded Dependent Life | • | • | |
| Accidental Death & Dismemberment (AD&D) | • | • | • |
| Short-Term Disability (University-Paid Disability) | • | • | • |
| Voluntary Disability (Employee-Paid Disability) | • | • | • |
| Legal Expense (ARAG) | • | • | • |
| Automobile/Homeowner/Renter | • | • | |
| Dependent Care Flexible Spending Account (Dep-Care) | • | • | • |
| Health Flexible Spending Account (Health FSA) | • | • | • |
| Tax Savings on Insurance Premiums (TIP) | • | • | • |
| Retirement Plans | Benefits Packages | ||
| Plan Name | Full | Mid-Level | Core |
| University of California Retirement Plan (UCRP)1 | • | ||
| Defined Contribution Plan (DCP) - Regular (1990-April 2010)1; | • | ||
| Defined Contribution Plan (DCP) - Casual/Safe Harbor | • | • | |
1 Between 1990 and April 2010, a surplus of funds meant employees were not required to contribute a portion of their earnings to UCRP; this was the so-called "contribution holiday." Instead, employees eligible for UCRP were required to contribute an equivalent amount to a defined contribution plan (DCP) individual account.
As of May 2010, the contribution holiday has ended and the funds that were going to DCP-Regular accounts have been redirected back to UCRP.
Resumption of UCRP contributions was/is subject to collective bargaining. Some employees covered by bargaining agreements may continue to contribute to DCP-Regular.